Privacy Disclosure

Privacy Disclosure

AUS LOANS PTY LTD A.C.N: 131 827 908|Australian Credit Licence # 383999 PRIVACY CONSENT

Aus Loans Pty Ltd A.C.N: 131 827 908 Australian Credit Licence # 383999 collects from me/us (being each of the Applicants and Guarantors whose signature appears below) and from other persons, personal information about me/us, for the purpose of:

  •  assessing the application for finance, the guarantee and any related insurance proposal;
  •  arranging finance and insurance; and
  •  credit and reference checking
    For the same purposes, Aus Loans Pty Ltd will use this information and disclose it to:
    One or more of the financiers used by Aus Loans to arrange finance, all of whom are collectively referred to as “Credit Providers” in this Consent; and (where relevant) any business which provides information about the creditworthiness of persons (“Credit Reporting Agency”), suppliers of goods, mercantile agents, collection agencies, insurers, and to Aus Loans agents, contractors and external advisers and to my/our finance broker.
    I/we agree that Aus Loans may disclose my/our personal information to its related bodies corporate and to (together referred to as “the Related Companies”) and that Aus Loan and the Related Companies may use this personal information for product development and research and to inform me/us about products and services in the future. Aus Loans and the Related Companies will not send me information about products and services if I/we send a written request to that effect to Aus Loans at the address below.
    I/We acknowledge that if we do not provide this information, Aus Loans or the Credit Providers may not be able to process the application for finance.
    I/We are able to gain access to the information held about me/us by AusLoansand the RelatedCompanies,subjecttoexceptionsstatedinthePrivacyAct1988(Cth) (“the Privacy Act”).
    I/We agree that, if we supply Aus Loans or the Credit Providers with personal information about any third party (such as a referee), I/we will inform that third party of this fact. The Credit Providers collect and use personal information about me/us for the following purposes:
  •  Assessing the application for finance, the guarantee or any related insurance proposal; and
  •  (if the application is accepted) providing finance and ancillary services (such as insurance) to the
    applicant(s) and for the ongoing management of the finance, guarantees and ancillary services.
    for those same purposes, and subject to the Privacy Act, I/We agree that the Credit Providers may do all the following now and in the future:

    1. Collect and use commercial or consumer credit information about me/us from a Credit Reporting Agency.
    2. Collect from and give to (i) any credit provider named in the application for finance or the information
      obtained under paragraph 1 above or (ii) any body which maintains a register of encumbered vehicles (such as R.E.V.S), or (iii) a Credit Reporting agency, any personal information about me/us, including any information about my/our creditworthiness, credit standing, credit history or credit capacity, thestatusofthefinanceandanydefaultbyme/usinaccordancewiththePrivacyAct.
    3. Collect from and give to any sources disclosed in the application for finance, personal information about me/us.
    4. Give to any guarantor or proposed guarantor of the application for finance, any information about the finance (including personal information about me/us)
      now or at any time in the future.
    5. Collect from and disclose personal information about me/us to the Credit Provider’s agents,
      contractors, external advisers as well as to suppliers of goods, mercantile agents, collection agencies and insurers, and my /our car or finance broker.
  • The Credit Provider who provides me/us with finance may also seek my/our consent to other acts of collection, disclosure and use of personal information about me/us. In this Consent, “personal information” has the same meaning as in the Privacy Act and includes sensitive information ( eg health information).
    Privacy Disclosure & Consent
    Aus Loans collects personal information about you for the purposes you agree to in this Privacy Disclosure and Consent (Consent). Any personal information obtained from you is used only for the purposes listed in this Consent and is not disclosed to any other person except with your consent or as permitted, or required, by law. If you do not provide the information sought we may be unable to process the application by the client borrower for credit or the application by the prospective guarantor to be a guarantor, or we may be limited in the services we can provide you.
    You have a right to access the personal information we hold about you by contacting the Ausloans Privacy Officer, at 2/33 Egerton st, Southport, Qld, 4215 . Our privacy policy is available at any of our offices and on our website at www.ausloansfinance.com.au .
    Client Borrower
    You, as our client, acknowledge and authorise: 
  1. Aus Loans will obtain from, and disclose to, any third party any information about you, that is reasonably necessary to advise you, or to assess, arrange, provide or administer your credit application. 
  2. Aus Loans will provide your personal information to a lender the business approaches so the lender can assess your credit application. 
  3. A lender approached by Aus Loans may do any, or all, of the following to assess your credit application: 
    •  Notify a credit reporting agency you have applied for credit with them, the amount of the credit required and that they are your current credit provider 
    •  Provide your identification details to a credit reporting agency 
    •  Exchange credit information about you with a credit reporting agency and any credit provider named in any credit report from that agency, or any credit provider
      named in your application 
    •  Obtain information about your commercial activities or commercial credit worthiness, where relevant, from a credit reporting agency 
    •  Disclose information about your proposed loan and your credit information to a guarantor or prospective guarantor. 
  4. Aus Loans, as your agent may do any, or all, of the following on your behalf to access and disclose your credit information: 
    •  Provide your identification details to a credit reporting agency 
    •  Obtain your credit report from a credit reporting agency 
    •  Disclose information from the credit report and any relevant credit information to a lender has approached 
    •  Disclose information about the proposed loan and your credit information to the guarantor, or prospective guarantor. 
  5. Aus Loans may use your personal information to make future offers to you. If you do not wish to receive this service, you may contact Ausloans in writing c/- The Privacy
    Officer, at 2/33 Egerton st, Southport, Qld, 4215 to request its cancellation. 
  6. Aus Loans may disclose personal information, including credit information, about you to organisations that provide services to it, such as contractors, agents, computer
    systems consultants or providers, document custodians and advisors so they can perform those services. 
  7. That Aus Loans has no control over this personal information once it has been passed to any third party, and cannot be held responsible or liable for the use or mis-use of
    the information by any third party. 

Aus Loans Pty Ltd – Privacy Consent